This cookies policy explains which cookies spanishvisahealthinsurance.com ("the site"), operated by Neil Peter Osborne, uses, what they do, and how you can control them. It is written to comply with the EU GDPR and Spain's Ley 34/2002 (LSSI-CE), following the cookie guidance published by the Spanish data protection authority (AEPD) — relevant here because many of our readers are moving to, or already living in, Spain.
What cookies are
Cookies are small text files that a website stores on your device. Some are essential for a site to work; others are used for things like analytics or advertising. Cookies that are not strictly necessary may only be set with your prior consent, and refusing them must be as easy as accepting them. That is how the consent banner on this site works: nothing non-essential is set until you choose, and "Reject non-essential" is always available alongside "Accept all".
Cookies this site uses
1. Strictly necessary
These are required for the site to function and to remember your cookie choice. They do not track you and are exempt from the consent requirement.
| Cookie | Set by | Purpose | Duration |
|---|---|---|---|
svhi_consent |
This site (first party) | Records whether you accepted or rejected non-essential cookies, so we don't ask again on every visit. | 6 months |
2. Analytics (only with your consent)
We use Google Analytics 4 (provided by Google Ireland Ltd / Google LLC) to understand how visitors use the site — pages viewed, approximate location by country, device type, and referral source. This helps us improve the guides and comparisons. These cookies are not set unless you click "Accept all". If you reject or make no choice, Google Analytics runs in a cookieless, consent-denied mode and stores nothing on your device.
| Cookie | Set by | Purpose | Duration |
|---|---|---|---|
_ga |
Google Analytics | Distinguishes unique visitors with a randomly generated identifier. | 2 years |
_ga_28ZPNEK29L |
Google Analytics | Maintains session state for this site's Analytics property. | 2 years |
Google may process this data on servers outside the EEA. Transfers to Google LLC in the United States are covered by the EU–US Data Privacy Framework. You can additionally block Google Analytics in any browser using Google's opt-out browser add-on.
3. What we do not set
- No advertising or marketing cookies. This site does not run ads and does not set advertising cookies. Advertising storage is permanently disabled in our analytics configuration.
- No HubSpot cookies. Our enquiry form sends your submission directly to HubSpot's servers when you press send — it does not load HubSpot scripts in your browser, so no HubSpot tracking cookies are set on this site.
- No social media or embedded-content cookies.
Partner websites
When you follow a partner link to spanish-healthinsurance.com or 247expatinsurance.com, those sites operate their own cookie policies and may set cookies on their own domains, including cookies used to attribute a purchase to this site for commission purposes. This site cannot set or read cookies on those domains. Please review their policies when you visit them.
Managing your choice
You can change your mind at any time:
- Use the button below to reopen the consent banner and make a new choice. Withdrawing consent stops analytics cookies from being set and removes existing ones.
- Delete or block cookies in your browser settings (all major browsers allow per-site control).
Refusing non-essential cookies does not restrict your use of the site in any way — every page, guide, and the enquiry form work exactly the same.
Legal basis
Strictly necessary cookies are used on the basis of our legitimate interest in operating the site (GDPR Art. 6(1)(f)) and are exempt from consent under Art. 22.2 LSSI-CE. Analytics cookies are used only with your consent (GDPR Art. 6(1)(a) and Art. 22.2 LSSI-CE), which you may withdraw at any time as easily as you gave it.
More information
For details on how we handle personal data generally — including your rights of access, correction, and erasure under GDPR — see our privacy policy. Questions about this cookies policy can be sent via the enquiry form or to info@spanishvisahealthinsurance.com.
Changes to this policy
If we add or change the cookies the site uses, we will update this page and, where required, ask for your consent again. Material changes will be reflected in the "Last updated" date above.