/* ============================================================
   spanishvisahealthinsurance.com — Design System v2
   Author: Neil Peter Osborne · May 2026
   ============================================================ */

@import url('https://fonts.googleapis.com/css2?family=Space+Grotesk:wght@500;600;700&family=Inter:wght@400;500;600&display=swap');

/* ── Tokens ──────────────────────────────────────────────── */
:root {
  --teal:        #0A4F4E;
  --teal-mid:    #0D6B69;
  --teal-light:  #1a8a87;
  --red:         #C8392B;
  --red-dark:    #A82E23;
  --mint:        #D4EDE9;
  --mint-dark:   #b8dcd8;
  --mint-deeper: #9ecec9;
  --soft-teal:   #3D6E6C;
  --white:       #FFFFFF;
  --off-white:   #F8FAFA;
  --surface:     #F2F7F7;
  --border:      #E0EDEC;
  --border-dark: #c8dedd;
  --text-body:   #374847;
  --text-soft:   #5E7E7D;
  --text-muted:  #8FA8A7;
  --text-dark:   #0F1E1E;

  --font-d: 'Space Grotesk', sans-serif;
  --font-b: 'Inter', sans-serif;

  --r-sm:  6px;
  --r-md:  12px;
  --r-lg:  18px;
  --r-xl:  28px;
  --r-full: 999px;

  --sh-xs: 0 1px 3px rgba(10,79,78,.06), 0 1px 2px rgba(10,79,78,.04);
  --sh-sm: 0 2px 8px rgba(10,79,78,.08), 0 1px 3px rgba(10,79,78,.05);
  --sh-md: 0 4px 20px rgba(10,79,78,.10), 0 2px 6px rgba(10,79,78,.06);
  --sh-lg: 0 8px 40px rgba(10,79,78,.13), 0 3px 10px rgba(10,79,78,.07);
  --sh-xl: 0 16px 60px rgba(10,79,78,.18), 0 6px 20px rgba(10,79,78,.10);

  --w-max: 1160px;
  --gap:   24px;
}

/* ── Reset ───────────────────────────────────────────────── */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;font-size:16px}
body{font-family:var(--font-b);color:var(--text-body);background:var(--white);line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden;max-width:100vw}
img{max-width:100%;height:auto;display:block}
a{color:var(--teal);text-underline-offset:3px}
a:hover{color:var(--teal-mid)}
ul,ol{padding-left:1.4em}
button{font-family:inherit;cursor:pointer}

/* ── Type ────────────────────────────────────────────────── */
h1,h2,h3,h4,h5{font-family:var(--font-d);color:var(--teal);line-height:1.2;font-weight:700;letter-spacing:-0.02em}
h1{font-size:clamp(2rem,4.5vw,3rem)}
h2{font-size:clamp(1.5rem,3vw,2.1rem)}
h3{font-size:clamp(1.1rem,2.5vw,1.4rem)}
h4{font-size:1.05rem}
p{margin-bottom:.9em;color:var(--text-body)}
p:last-child{margin-bottom:0}
strong{color:var(--text-dark);font-weight:600}

/* ── Layout ──────────────────────────────────────────────── */
.container{max-width:var(--w-max);margin:0 auto;padding:0 var(--gap)}
.section{padding:80px 0}
.section--alt{background:var(--off-white)}
.section--surface{background:var(--surface)}
.section--teal{background:var(--teal)}
.section--mint{background:var(--mint)}

/* ── HEADER ──────────────────────────────────────────────── */
.site-header{
  position:sticky;top:0;z-index:200;
  background:rgba(255,255,255,0.97);
  backdrop-filter:blur(8px);
  -webkit-backdrop-filter:blur(8px);
  border-bottom:1px solid var(--border);
  transition:box-shadow .2s;
}
.site-header.scrolled{box-shadow:var(--sh-md)}
.header-inner{
  display:flex;align-items:center;gap:8px;
  height:68px;
}

/* Logo */
.site-logo{display:flex;align-items:center;gap:12px;text-decoration:none;flex-shrink:0;margin-right:auto}
.logo-text{display:flex;flex-direction:column;line-height:1.1}
.logo-eyebrow{font-family:var(--font-d);font-weight:600;font-size:.79rem;color:var(--teal-light);text-transform:uppercase;letter-spacing:.18em;line-height:1;display:block}
.logo-name{font-family:var(--font-d);font-weight:700;font-size:1.18rem;color:var(--teal-mid);text-transform:uppercase;letter-spacing:-.01em;line-height:1.1;display:block;margin-top:1px}
.logo-tag{font-family:var(--font-d);font-weight:500;font-size:.64rem;color:var(--soft-teal);letter-spacing:.14em;text-transform:uppercase;margin-top:3px;display:block}

/* Nav */
.site-nav{display:flex;align-items:center;gap:2px}
.nav-item{
  font-size:.83rem;font-weight:500;color:var(--teal);
  padding:7px 13px;border-radius:var(--r-sm);
  background:none;border:none;text-decoration:none;
  display:inline-flex;align-items:center;gap:5px;
  transition:background .15s,color .15s;white-space:nowrap;
}
.nav-item:hover,.nav-item.active{background:var(--mint);color:var(--teal)}

/* Dropdowns */
.nav-dropdown{position:relative}
.dropdown-menu{
  position:absolute;top:calc(100% + 6px);left:0;
  background:var(--white);
  border:1px solid var(--border);
  border-radius:var(--r-md);
  box-shadow:var(--sh-lg);
  padding:8px;
  min-width:220px;
  opacity:0;visibility:hidden;
  transform:translateY(-6px);
  transition:opacity .18s,transform .18s,visibility .18s;
  z-index:300;
}
.nav-dropdown.open .dropdown-menu{opacity:1;visibility:visible;transform:translateY(0)}
.dropdown-menu a{
  display:block;padding:8px 12px;
  font-size:.83rem;font-weight:500;color:var(--text-body);
  text-decoration:none;border-radius:var(--r-sm);
  transition:background .12s,color .12s;
}
.dropdown-menu a:hover{background:var(--surface);color:var(--teal)}

/* Header actions */
.header-actions{display:flex;align-items:center;gap:10px;margin-left:12px}
.hamburger{display:none;flex-direction:column;justify-content:center;align-items:center;width:36px;height:36px;background:none;border:none;gap:5px;padding:6px}
.mobile-nav-cta{display:none}
.hamburger span{display:block;width:20px;height:2px;background:var(--teal);border-radius:2px;transition:transform .2s,opacity .2s}
.hamburger.active span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.hamburger.active span:nth-child(2){opacity:0}
.hamburger.active span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}

/* ── BUTTONS ─────────────────────────────────────────────── */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font-family:var(--font-b);font-weight:600;font-size:.92rem;
  padding:12px 26px;border-radius:var(--r-md);border:2px solid transparent;
  text-decoration:none;line-height:1;white-space:nowrap;
  cursor:pointer;transition:background .15s,border-color .15s,color .15s,box-shadow .15s,transform .1s;
}
.btn:active{transform:scale(.98)}
.btn-cta{background:var(--red);color:#fff;border-color:var(--red)}
.btn-cta:hover{background:var(--red-dark);border-color:var(--red-dark);color:#fff;box-shadow:0 4px 16px rgba(200,57,43,.35)}
.btn-outline{background:transparent;color:var(--teal);border-color:var(--teal)}
.btn-outline:hover{background:var(--teal);color:#fff}
.btn-ghost{background:rgba(255,255,255,.12);color:#fff;border-color:rgba(255,255,255,.35)}
.btn-ghost:hover{background:rgba(255,255,255,.22);color:#fff}
.btn-white{background:#fff;color:var(--teal);border-color:#fff}
.btn-white:hover{background:var(--mint);color:var(--teal);border-color:var(--mint)}
.btn-mint{background:var(--mint);color:var(--teal);border-color:var(--mint-dark)}
.btn-mint:hover{background:var(--mint-dark);color:var(--teal)}
.btn-lg{font-size:1rem;padding:15px 34px}
.btn-sm{font-size:.82rem;padding:9px 18px}
.btn-xs{font-size:.78rem;padding:7px 14px}

/* ── TRUST BAR ───────────────────────────────────────────── */
.trust-bar{
  background:var(--mint);
  border-bottom:1.5px solid var(--mint-dark);
  padding:9px 0;
}
.trust-bar-inner{
  display:flex;align-items:center;justify-content:center;
  gap:0;flex-wrap:wrap;
}
.trust-item{
  display:flex;align-items:center;gap:7px;
  font-size:.74rem;font-weight:600;color:var(--teal);
  letter-spacing:.04em;text-transform:uppercase;
  padding:4px 20px;
}
.trust-item+.trust-item{border-left:1px solid var(--mint-dark)}
.trust-item svg{flex-shrink:0;opacity:.8;color:var(--teal)}

/* ── HERO ────────────────────────────────────────────────── */
.hero{
  background:linear-gradient(135deg,var(--teal) 0%,#0a3e3d 40%,#0c5554 100%);
  position:relative;overflow:hidden;
  padding:72px 0 88px;
}
.hero::before{
  content:'';position:absolute;inset:0;
  background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23D4EDE9' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E") repeat;
}
.hero::after{
  content:'';position:absolute;bottom:-1px;left:0;right:0;
  height:60px;background:var(--white);
  clip-path:ellipse(60% 100% at 50% 100%);
}
.hero-grid{
  position:relative;z-index:1;
  display:grid;grid-template-columns:1fr 400px;gap:56px;align-items:center;
}
.hero-label{
  display:inline-flex;align-items:center;gap:8px;
  background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.4);
  color:#fff;font-size:.72rem;font-weight:700;
  letter-spacing:.1em;text-transform:uppercase;
  padding:6px 14px;border-radius:var(--r-full);
  margin-bottom:18px;
}
.hero h1{
  color:#fff;font-size:clamp(2rem,4.5vw,3.1rem);
  line-height:1.12;margin-bottom:18px;
}
.hero h1 em{color:var(--mint);font-style:normal}
.hero-sub{
  font-size:1.05rem;color:rgba(212,237,233,.85);
  line-height:1.65;margin-bottom:32px;max-width:500px;
}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;align-items:center}
.hero-trust{
  display:flex;flex-wrap:wrap;gap:16px;
  margin-top:30px;padding-top:24px;
  border-top:1px solid rgba(212,237,233,.2);
}
.hero-trust-item{
  display:flex;align-items:center;gap:7px;
  font-size:.78rem;color:rgba(212,237,233,.75);
}
.hero-trust-item svg{opacity:.7}

/* Hero card */
.hero-card{
  background:#fff;border-radius:var(--r-xl);
  padding:32px;box-shadow:var(--sh-xl);
  position:relative;
}
.hero-card::before{
  content:'';position:absolute;top:-1px;left:28px;right:28px;
  height:3px;background:linear-gradient(90deg,var(--teal),var(--teal-light));
  border-radius:var(--r-full);
}
.hero-card-title{
  font-family:var(--font-d);font-weight:700;font-size:1.05rem;
  color:var(--teal);margin-bottom:6px;
}
.hero-card-sub{font-size:.83rem;color:var(--text-soft);margin-bottom:22px}
.hero-card-divider{
  border:none;border-top:1px solid var(--border);
  margin:20px 0;
}
.hero-card-row{
  display:flex;align-items:center;justify-content:space-between;
  padding:11px 0;border-bottom:1px solid var(--surface);
}
.hero-card-row:last-child{border-bottom:none}
.hero-card-row-label{font-size:.82rem;color:var(--text-soft);font-weight:500}
.hero-card-row-val{
  display:flex;align-items:center;gap:6px;
  font-size:.82rem;font-weight:600;color:var(--teal);
}
.badge-partner{
  display:inline-block;background:var(--teal);color:#fff;
  font-size:.63rem;font-weight:700;letter-spacing:.06em;
  text-transform:uppercase;padding:2px 7px;border-radius:var(--r-full);
}
.badge-enquire{
  display:inline-block;background:var(--surface);color:var(--soft-teal);
  font-size:.63rem;font-weight:700;letter-spacing:.06em;
  text-transform:uppercase;padding:2px 7px;border-radius:var(--r-full);
}

/* ── STAT ROW ────────────────────────────────────────────── */
.stat-row{
  display:grid;grid-template-columns:repeat(4,1fr);
  gap:1px;background:var(--border);
  border:1px solid var(--border);
  border-radius:var(--r-lg);overflow:hidden;
  box-shadow:var(--sh-xs);
}
.stat-item{
  background:var(--white);padding:28px 24px;text-align:center;
}
.stat-num{
  font-family:var(--font-d);font-size:2.2rem;font-weight:700;
  color:var(--teal);line-height:1;margin-bottom:6px;
  letter-spacing:-0.03em;
}
.stat-label{font-size:.8rem;color:var(--text-soft);font-weight:500;line-height:1.4}

/* ── VISA CARDS ──────────────────────────────────────────── */
.visa-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
.visa-card{
  background:var(--white);border:1.5px solid var(--border);
  border-radius:var(--r-lg);overflow:hidden;
  text-decoration:none;display:flex;flex-direction:column;
  transition:border-color .15s,box-shadow .15s,transform .15s;
}
.visa-card:hover{
  border-color:var(--teal);box-shadow:var(--sh-md);
  transform:translateY(-3px);text-decoration:none;
}
.visa-card-header{
  padding:18px 20px 16px;
  display:flex;align-items:center;gap:13px;
  position:relative;overflow:hidden;flex-shrink:0;
}
.visa-card-header::after{
  content:'';position:absolute;right:-24px;bottom:-24px;
  width:88px;height:88px;border-radius:50%;
  background:rgba(255,255,255,.07);pointer-events:none;
}
.visa-card-body{
  padding:14px 20px 18px;
  display:flex;flex-direction:column;flex:1;
  border-top:1px solid var(--border);
}
.visa-icon{
  width:40px;height:40px;border-radius:10px;
  background:rgba(255,255,255,.2);
  display:flex;align-items:center;justify-content:center;
  flex-shrink:0;
}
.visa-title{
  font-family:var(--font-d);font-weight:700;font-size:.97rem;
  color:#fff;line-height:1.22;
}
.visa-desc{
  font-size:.8rem;color:var(--text-soft);line-height:1.5;
  margin:0 0 12px;flex-grow:1;
}
.visa-arrow{
  font-size:.78rem;font-weight:600;color:var(--teal);
  display:flex;align-items:center;gap:4px;margin-top:auto;
}
/* CTA card — full dark */
.visa-card--cta{border-color:var(--teal)}
.visa-card--cta .visa-card-body{
  background:var(--teal);border-top-color:rgba(255,255,255,.15);
}
.visa-card--cta .visa-desc{color:rgba(255,255,255,.8);margin-bottom:12px}
.visa-card--cta .visa-arrow{color:var(--mint)}
.visa-card--cta:hover{border-color:var(--soft-teal);transform:translateY(-3px);box-shadow:var(--sh-md)}

/* ── INSURER CARDS ───────────────────────────────────────── */
.insurer-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.insurer-card{
  background:var(--white);border:1.5px solid var(--border);
  border-radius:var(--r-lg);overflow:hidden;
  transition:border-color .15s,box-shadow .15s,transform .15s;
  display:flex;flex-direction:column;
}
.insurer-card:hover{border-color:var(--mint-dark);box-shadow:var(--sh-md);transform:translateY(-2px)}
.insurer-card--partner{border-color:var(--teal)}
.insurer-accent{height:5px;width:100%;flex-shrink:0}
.insurer-initials{
  width:38px;height:38px;border-radius:50%;flex-shrink:0;
  display:flex;align-items:center;justify-content:center;
  font-family:var(--font-d);font-weight:800;font-size:.72rem;
  color:#fff;letter-spacing:.02em;
}
.insurer-name-group{display:flex;align-items:center;gap:10px;min-width:0}
.insurer-card-head{
  padding:18px 22px 16px;
  border-bottom:1px solid var(--surface);
}
.insurer-card-head-row{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:12px}
.insurer-name{font-family:var(--font-d);font-weight:700;font-size:1.25rem;color:var(--teal)}
.insurer-badge{
  display:inline-flex;align-items:center;gap:4px;
  font-size:.67rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;
  padding:3px 9px;border-radius:var(--r-full);white-space:nowrap;
}
.insurer-badge--partner{background:var(--teal);color:#fff}
.insurer-badge--info{background:var(--surface);color:var(--soft-teal);border:1px solid var(--border)}
.insurer-rating{display:flex;align-items:center;gap:8px}
.stars{color:#F59E0B;font-size:1rem;letter-spacing:1px}
.rating-score{font-family:var(--font-d);font-weight:700;font-size:.95rem;color:var(--text-dark)}
.rating-count{font-size:.72rem;color:var(--text-muted)}
.insurer-desc{font-size:.84rem;color:var(--text-soft);line-height:1.55;margin:0}

.insurer-card-meta{
  display:grid;grid-template-columns:repeat(3,1fr);
  padding:14px 22px;gap:12px;
  border-bottom:1px solid var(--surface);
}
.meta-item{}
.meta-label{font-size:.68rem;font-weight:600;color:var(--text-muted);text-transform:uppercase;letter-spacing:.06em;margin-bottom:3px}
.meta-val{font-family:var(--font-d);font-weight:700;font-size:.9rem;color:var(--teal)}

.insurer-card-footer{
  padding:16px 22px;display:flex;gap:10px;margin-top:auto;flex-wrap:wrap;
}

/* ── COMPARE TABLE ───────────────────────────────────────── */
.compare-wrap{
  border:1.5px solid var(--border);border-radius:var(--r-lg);
  overflow:hidden;box-shadow:var(--sh-sm);
  /* isolate the scrollable child from page-level overflow clipping */
  position:relative;
}
.compare-scroll{
  overflow-x:auto;
  -webkit-overflow-scrolling:touch;
  /* ensure the scroll container can grow wider than its parent */
  max-width:100%;
}
/* scroll hint fades in on small screens */
.compare-scroll-hint{
  display:none;
  font-size:.75rem;color:var(--text-muted);
  text-align:right;padding:4px 6px 0;
  letter-spacing:.01em;
}
table.compare{width:100%;border-collapse:collapse;font-size:.87rem}
.compare thead th{
  background:var(--teal);color:#fff;
  font-family:var(--font-d);font-weight:600;font-size:.8rem;
  text-align:left;padding:13px 16px;white-space:nowrap;
  letter-spacing:.01em;
}
.compare thead th:first-child{min-width:130px}
.compare tbody td{
  padding:13px 16px;border-bottom:1px solid var(--surface);
  color:var(--text-body);vertical-align:middle;
}
.compare tbody tr:last-child td{border-bottom:none}
.compare tbody tr:nth-child(even) td{background:rgba(242,247,247,.6)}
.compare tbody tr:hover td{background:var(--mint);cursor:default}
.compare .col-label{font-weight:600;color:var(--teal);white-space:nowrap}
.compare .yes{color:#16a34a;font-weight:700}
.compare .no{color:var(--red)}
.price-tag{
  display:inline-flex;align-items:center;
  background:var(--surface);border:1px solid var(--border);
  color:var(--teal);font-weight:700;font-size:.8rem;
  padding:3px 9px;border-radius:var(--r-full);
}

/* ── TRUST SECTION ───────────────────────────────────────── */
.trust-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.trust-card{
  background:var(--white);border:1.5px solid var(--border);
  border-radius:var(--r-lg);padding:28px 24px;
  transition:box-shadow .15s;
}
.trust-card:hover{box-shadow:var(--sh-md)}
.trust-icon{
  width:48px;height:48px;border-radius:var(--r-md);
  background:var(--mint);display:flex;align-items:center;justify-content:center;
  margin-bottom:16px;
}
.trust-card h3{font-size:1rem;margin-bottom:8px}
.trust-card p{font-size:.87rem;color:var(--text-soft);margin:0;line-height:1.6}

/* ── GUIDE CARDS ─────────────────────────────────────────── */
.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.guide-card{
  background:var(--white);
  border:1.5px solid var(--border);
  border-top:3px solid var(--teal);
  border-radius:var(--r-lg);padding:22px 22px 18px;
  text-decoration:none;display:flex;flex-direction:column;gap:10px;
  transition:border-color .15s,box-shadow .18s,transform .18s;
  position:relative;overflow:hidden;
}
.guide-card::before{
  content:'';position:absolute;inset:0;
  background:linear-gradient(180deg,rgba(10,79,78,.03) 0%,transparent 40%);
  pointer-events:none;
}
.guide-card:hover{
  border-color:var(--teal);
  box-shadow:var(--sh-md);
  transform:translateY(-3px);
  text-decoration:none;
}
.guide-pill{
  display:inline-flex;
  background:var(--mint);border:1px solid var(--mint-dark);
  color:var(--teal);font-size:.67rem;font-weight:700;
  letter-spacing:.07em;text-transform:uppercase;
  padding:3px 9px;border-radius:var(--r-full);
  align-self:flex-start;
}
.guide-title{
  font-family:var(--font-d);font-weight:700;font-size:1rem;
  color:var(--teal);line-height:1.3;
}
.guide-desc{font-size:.83rem;color:var(--text-soft);line-height:1.58;margin:0;flex-grow:1}
.guide-link{
  font-size:.82rem;font-weight:700;color:var(--teal);
  margin-top:auto;display:inline-flex;align-items:center;gap:4px;
  letter-spacing:.01em;
}
.guide-card:hover .guide-link{text-decoration:underline;text-underline-offset:3px}

/* ── NATIONALITY SECTION ─────────────────────────────────── */
.nation-outer{
  display:grid;grid-template-columns:1fr 1fr;
  gap:56px;align-items:center;
}
.nation-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.nation-card{
  background:var(--white);border:1.5px solid var(--mint-dark);
  border-radius:var(--r-md);padding:15px 16px;
  text-decoration:none;display:flex;align-items:center;gap:11px;
  transition:border-color .15s,box-shadow .15s,transform .15s;
}
.nation-card:hover{
  border-color:var(--teal);box-shadow:var(--sh-sm);
  transform:translateY(-1px);text-decoration:none;
}
.nation-card--cta{
  background:var(--teal);border-color:var(--teal);
}
.nation-card--cta:hover{
  background:var(--teal-mid);border-color:var(--teal-mid);
}
.nation-flag{font-size:1.4rem;flex-shrink:0;line-height:1}
.nation-name{
  font-family:var(--font-d);font-weight:700;font-size:.88rem;
  color:var(--teal);
}
.nation-sub{font-size:.74rem;color:var(--text-soft);margin-top:1px}
.nation-card--cta .nation-name{color:#fff}
.nation-card--cta .nation-sub{color:var(--mint)}

/* ── FAQ ─────────────────────────────────────────────────── */
.faq-list{display:flex;flex-direction:column}
.faq-item{border-bottom:1px solid var(--border)}
.faq-item:first-child{border-top:1px solid var(--border)}
.faq-q{
  width:100%;background:none;border:none;text-align:left;
  padding:17px 0;font-family:var(--font-b);font-size:.97rem;
  font-weight:500;color:var(--teal);
  display:flex;align-items:center;justify-content:space-between;gap:16px;
  cursor:pointer;transition:color .15s;
}
.faq-q:hover{color:var(--teal-mid)}
.faq-icon{
  flex-shrink:0;width:22px;height:22px;border-radius:50%;
  border:1.5px solid var(--border-dark);
  display:flex;align-items:center;justify-content:center;
  font-size:1rem;font-weight:300;color:var(--teal);
  transition:transform .2s,background .15s,border-color .15s;
}
.faq-item.open .faq-icon{transform:rotate(45deg);background:var(--teal);border-color:var(--teal);color:#fff}
.faq-a{
  display:none;padding:0 0 17px;
  font-size:.92rem;color:var(--text-body);line-height:1.7;
}
.faq-item.open .faq-a{display:block}

/* ── SECTION HEADING ─────────────────────────────────────── */
.sh{text-align:center;max-width:620px;margin:0 auto 52px}
.sh-pill{
  display:inline-flex;align-items:center;gap:6px;
  background:var(--mint);border:1px solid var(--mint-dark);
  color:var(--teal);font-size:.72rem;font-weight:700;
  letter-spacing:.08em;text-transform:uppercase;
  padding:5px 13px;border-radius:var(--r-full);
  margin-bottom:14px;
}
.sh h2{margin-bottom:12px}
.sh p{color:var(--text-soft);font-size:.97rem;margin:0}

/* ── CALLOUT ─────────────────────────────────────────────── */
.callout{
  background:var(--mint);border-left:4px solid var(--teal);
  border-radius:0 var(--r-md) var(--r-md) 0;
  padding:15px 20px;margin:24px 0;font-size:.93rem;
}
.callout p{margin:0;color:var(--teal)}
.callout--warn{background:#FEF3C7;border-left-color:#D97706}
.callout--warn p{color:#92400E}

/* ── PILL ────────────────────────────────────────────────── */
.pill{
  display:inline-flex;align-items:center;gap:6px;
  background:var(--mint);border:1px solid var(--mint-dark);
  color:var(--teal);font-size:.72rem;font-weight:700;
  letter-spacing:.08em;text-transform:uppercase;
  padding:5px 13px;border-radius:var(--r-full);
}

/* ── CTA BAND ────────────────────────────────────────────── */
.cta-band{
  background:linear-gradient(135deg,var(--teal) 0%,var(--teal-mid) 100%);
  padding:72px 0;text-align:center;position:relative;overflow:hidden;
}
.cta-band::before{
  content:'';position:absolute;inset:0;
  background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='%23D4EDE9' fill-opacity='0.05' fill-rule='evenodd'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/svg%3E") repeat;
}
.cta-band .container{position:relative;z-index:1}
.cta-band h2{color:#fff;margin-bottom:12px}
.cta-band p{color:rgba(212,237,233,.85);max-width:480px;margin:0 auto 32px;font-size:1.02rem}
.cta-actions{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}

/* ── FOOTER ──────────────────────────────────────────────── */
.site-footer{background:var(--teal);color:rgba(212,237,233,.75);padding:48px 0 28px}
/* override global p rule inside footer so text is legible */
.site-footer p,.site-footer li{color:rgba(212,237,233,.75)}
.footer-top{
  display:grid;grid-template-columns:2fr 3fr;
  gap:40px;padding-bottom:36px;
  border-bottom:1px solid rgba(212,237,233,.12);
}
/* On desktop the cols-wrap itself is a 3-column grid */
.footer-cols-wrap{
  display:grid;grid-template-columns:1fr 1fr 1fr;gap:32px;
}
.footer-logo{display:flex;align-items:center;gap:10px;margin-bottom:12px}
.footer-logo span{font-family:var(--font-d);font-weight:700;font-size:.82rem;color:#fff;text-transform:uppercase;letter-spacing:.02em}
.footer-brand p{
  font-size:.83rem;line-height:1.6;max-width:260px;
  color:rgba(212,237,233,.65);margin-bottom:.55em;
}
.footer-author{font-size:.74rem;color:rgba(212,237,233,.4);margin-top:10px!important}
.footer-col h4{
  font-family:var(--font-d);font-weight:700;font-size:.7rem;
  letter-spacing:.1em;text-transform:uppercase;
  color:var(--mint);margin-bottom:12px;
}
.footer-col ul{list-style:none;padding:0;display:flex;flex-direction:column;gap:6px}
.footer-col li{color:rgba(212,237,233,.7)}
.footer-col a{font-size:.82rem;color:rgba(212,237,233,.7);text-decoration:none;transition:color .15s}
.footer-col a:hover{color:#fff}
.footer-bottom{
  padding-top:22px;display:flex;align-items:center;
  justify-content:space-between;gap:20px;flex-wrap:wrap;
}
.footer-legal{display:flex;gap:16px;flex-wrap:wrap;flex-shrink:0}
.footer-legal a{font-size:.72rem;color:rgba(212,237,233,.5);text-decoration:none}
.footer-legal a:hover{color:#fff}
.footer-copy{text-align:center;font-size:.68rem;color:rgba(212,237,233,.28);margin-top:20px}

/* ── BREADCRUMB ──────────────────────────────────────────── */
/* Hidden visually — BreadcrumbList schema in JSON-LD handles Google signal */
.breadcrumb{display:none}
.breadcrumb a{color:var(--soft-teal);text-decoration:none}
.breadcrumb a:hover{text-decoration:underline}
.breadcrumb-sep{color:var(--border-dark)}

/* ── HUBSPOT FORM ────────────────────────────────────────── */
.hs-form-wrapper .hs-form fieldset{max-width:100%!important}
.hs-form-wrapper .hs-form input[type="text"],
.hs-form-wrapper .hs-form input[type="email"],
.hs-form-wrapper .hs-form input[type="tel"],
.hs-form-wrapper .hs-form select,
.hs-form-wrapper .hs-form textarea{
  width:100%!important;max-width:100%!important;
  border:1.5px solid var(--border)!important;
  border-radius:var(--r-sm)!important;
  padding:10px 13px!important;
  font-family:var(--font-b)!important;font-size:.88rem!important;
  color:var(--text-dark)!important;background:var(--white)!important;
  transition:border-color .15s!important;
}
.hs-form-wrapper .hs-form input:focus,
.hs-form-wrapper .hs-form select:focus{
  outline:none!important;border-color:var(--teal)!important;
  box-shadow:0 0 0 3px rgba(10,79,78,.1)!important;
}
.hs-form-wrapper .hs-form label{
  font-size:.82rem!important;font-weight:500!important;
  color:var(--teal)!important;display:block!important;margin-bottom:5px!important;
}
.hs-form-wrapper .hs-form .hs-submit input[type="submit"]{
  background:var(--red)!important;color:#fff!important;border:none!important;
  border-radius:var(--r-md)!important;padding:12px 24px!important;
  font-family:var(--font-b)!important;font-size:.92rem!important;
  font-weight:600!important;cursor:pointer!important;
  width:100%!important;transition:background .15s!important;
}
.hs-form-wrapper .hs-form .hs-submit input:hover{background:var(--red-dark)!important}

/* ── SPLIT LAYOUT (2-col text + cards) ──────────────────── */
.split-layout{
  display:grid;grid-template-columns:1fr 1fr;
  gap:64px;align-items:center;
}
.split-cards{display:flex;flex-direction:column;gap:16px}

/* ── ARTICLE LAYOUT ──────────────────────────────────────── */
.article-layout{display:grid;grid-template-columns:1fr 300px;gap:52px;align-items:start}
.article-body h2{margin:40px 0 14px;padding-top:4px}
.article-body h3{margin:28px 0 10px}
.article-body p{margin-bottom:1em}
.article-sidebar{position:sticky;top:88px;display:flex;flex-direction:column;gap:16px}
.sidebar-box{background:var(--off-white);border:1.5px solid var(--border);border-radius:var(--r-lg);padding:22px;margin-bottom:20px}
.sidebar-box h4{font-size:.93rem;margin-bottom:10px}

/* Sidebar card — reusable across all article pages */
.sidebar-card{background:var(--off-white);border:1.5px solid var(--border);border-radius:var(--r-lg);padding:20px}
.sidebar-card-title{font-family:var(--font-d);font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--teal);margin-bottom:12px}
.sidebar-cta{background:var(--teal);border-radius:var(--r-lg);padding:22px}
.sidebar-cta-title{font-family:var(--font-d);font-weight:700;font-size:1rem;color:#fff;margin-bottom:8px}
.sidebar-cta-sub{font-size:.83rem;color:rgba(212,237,233,.8);line-height:1.55;margin-bottom:16px}
.toc-nav{display:flex;flex-direction:column}
.toc-link{display:block;font-size:.83rem;color:var(--text-body);text-decoration:none;padding:7px 0;border-bottom:1px solid var(--border)}
.toc-link:last-child{border-bottom:none}
.toc-link:hover{color:var(--teal)}

/* ── UTILS ───────────────────────────────────────────────── */
.tc{text-align:center}
.mt8{margin-top:8px}.mt16{margin-top:16px}.mt24{margin-top:24px}
.mt32{margin-top:32px}.mt48{margin-top:48px}.mt56{margin-top:56px}
.mb8{margin-bottom:8px}.mb16{margin-bottom:16px}.mb24{margin-bottom:24px}

/* ── ANIMATIONS ─────────────────────────────────────────── */
@keyframes navIn{
  from{opacity:0;transform:translateY(-6px)}
  to{opacity:1;transform:translateY(0)}
}

/* ── RESPONSIVE ──────────────────────────────────────────── */
@media(max-width:1020px){
  .hero-grid{grid-template-columns:1fr;gap:40px}
  .hero-card{display:none}
  .insurer-grid{grid-template-columns:repeat(2,1fr)}
  .visa-grid{grid-template-columns:repeat(2,1fr)}
  .footer-top{grid-template-columns:1fr;gap:24px}
  .footer-cols-wrap{grid-template-columns:1fr 1fr 1fr}
  .stat-row{grid-template-columns:repeat(2,1fr)}
  .article-layout{grid-template-columns:1fr}
  .article-sidebar{position:static}
}
@media(max-width:760px){
  :root{--gap:16px}
  /* give the container a bit more breathing room on mobile */
  .container{padding-left:20px;padding-right:20px}
  .section{padding:52px 0}
  .visa-grid{grid-template-columns:1fr}
  .insurer-grid{grid-template-columns:1fr}
  .guide-grid{grid-template-columns:1fr}
  .trust-grid{grid-template-columns:1fr}
  .stat-row{grid-template-columns:repeat(2,1fr)}
  /* split and nationality sections stack vertically */
  .split-layout{grid-template-columns:1fr;gap:32px}
  .nation-outer{grid-template-columns:1fr;gap:32px}
  .nation-grid{grid-template-columns:1fr 1fr}

  /* ── Mobile nav ──────────────────────────────────────────
     IMPORTANT: position:fixed is broken inside backdrop-filter
     ancestors. The header uses backdrop-filter, so we use
     position:absolute (relative to the sticky header) instead.
  ── */
  .site-header{overflow:visible}
  .site-nav{
    display:none;
    position:absolute;
    top:68px;left:0;right:0;
    max-height:calc(100svh - 68px);
    background:var(--white);overflow-y:auto;
    flex-direction:column;align-items:stretch;
    padding:0;
    border-top:1px solid var(--border);
    box-shadow:0 8px 32px rgba(10,79,78,.18);
    z-index:199;
  }
  .site-nav.mobile-open{
    display:flex;
    animation:navIn .18s ease forwards;
  }
  .nav-dropdown{position:static;width:100%;border-bottom:1px solid var(--border)}
  .nav-toggle-item{
    width:100%;justify-content:space-between;
    padding:16px var(--gap);border-radius:0;
    font-size:.95rem;font-weight:600;
    border:none;background:none;
  }
  .nav-toggle-item:hover{background:var(--surface)}
  .nav-item:not(.nav-toggle-item){
    display:block;width:100%;
    padding:16px var(--gap);
    font-size:.95rem;font-weight:600;
    border-radius:0;border-bottom:1px solid var(--border);
  }
  .nav-item:hover,.nav-item.active{background:var(--surface);color:var(--teal)}
  /* dropdown items revealed inside mobile nav */
  .dropdown-menu{
    position:static;opacity:1;visibility:visible;
    transform:none;box-shadow:none;border:none;
    border-top:1px solid var(--border);
    background:var(--off-white);
    border-radius:0;
    padding:6px 0 10px;
    margin:0;
    display:none;
  }
  .dropdown-menu a{
    padding:11px calc(var(--gap) + 12px);
    font-size:.87rem;font-weight:500;
    border-radius:0;color:var(--text-body);
  }
  .dropdown-menu a:hover{background:var(--mint);color:var(--teal)}
  .nav-dropdown.open .dropdown-menu{display:block}
  .hamburger{display:flex}
  .header-actions .btn-cta{display:none}
  /* footer: brand full-width, then links in 2 columns */
  .footer-top{
    grid-template-columns:1fr;
    gap:0;
  }
  .footer-brand{padding-bottom:24px;border-bottom:1px solid rgba(212,237,233,.1);margin-bottom:24px}
  .footer-cols-wrap{display:grid;grid-template-columns:1fr 1fr;gap:24px 32px}
  .footer-bottom{flex-direction:column;gap:14px}
  .footer-legal{gap:12px;justify-content:center}
  .footer-copy{margin-top:16px}
  /* add mobile Get a Quote to the top of the nav as a real button */
  .mobile-nav-cta{
    display:flex;padding:16px var(--gap);border-bottom:2px solid var(--border);
  }
  .mobile-nav-cta .btn{width:100%;justify-content:center}
}
@media(max-width:480px){
  .visa-grid{grid-template-columns:1fr}
  h1{font-size:1.75rem}
}

/* ── COMPARE TABLE — MOBILE ──────────────────────────────── */
@media(max-width:760px){
  .compare-scroll-hint{display:block}
  /* tighten cell padding so more columns stay visible */
  table.compare{font-size:.78rem;min-width:560px}
  .compare thead th{padding:10px 10px}
  .compare tbody td{padding:10px 10px}
  .compare thead th:first-child{min-width:100px}
  /* hide least-important columns to cut width */
  .compare .col-waiting,
  .compare th.col-waiting{display:none}
}
@media(max-width:480px){
  table.compare{font-size:.74rem;min-width:480px}
  .compare thead th{padding:8px 8px}
  .compare tbody td{padding:8px 8px}
  /* hide pre-existing too on very small screens */
  .compare .col-preexisting,
  .compare th.col-preexisting{display:none}
}