This site — spanishvisahealthinsurance.com — is run by Neil Peter Osborne. To keep it free to use, it earns referral fees when visitors purchase insurance through certain partner links. This page explains exactly how that works.
Which partners we work with
We have referral arrangements with two insurance brokers:
Referred via spanish-healthinsurance.com. When you click a Sanitas link on this site and purchase a Sanitas policy, we may earn a commission. This is paid by the broker, not by you — it does not affect your premium.
Referred via 247expatinsurance.com. When you click a Caser link on this site and purchase a Caser policy, we may earn a commission. Again, this is paid by the broker and does not affect your premium.
For all other insurers (Adeslas, DKV, ASISA, ASSSA), visitors are directed to our free enquiry form. We do not currently have commission arrangements with those insurers.
How this affects our comparisons
The short answer is: it doesn't, in any distorted way. Here's why we're confident in saying that:
- We compare all six major insurers on the same criteria regardless of whether we earn a referral from them.
- Adeslas, DKV, ASISA, and ASSSA receive the same review depth and honest editorial treatment as Sanitas and Caser.
- Where Caser is the cheaper or more suitable option, we say so — even though both Sanitas and Caser carry commission arrangements.
- Where a plan has limitations (e.g. Adeslas's 36-month minimum, Caser's age 69 cap), we state them clearly in every relevant page.
Our editorial process is described in detail on the How We Compare page.
Pricing and data accuracy
Prices shown on this site are indicative. Entry prices are sourced from insurer websites and are accurate as of the date shown on each page. Final premiums depend on your age, province of residence, health history, and tariff conditions at the time of application. Always obtain a formal quote from the insurer or broker before purchasing.
This site is not insurance advice
Content on spanishvisahealthinsurance.com is provided for information and comparison purposes only. It does not constitute insurance advice or a recommendation to purchase any specific product. Health insurance requirements for Spanish visas can change; always verify current requirements with the relevant Spanish consulate before applying.
Contact
If you have questions about how this site operates or how referral arrangements work, use the enquiry form.